When AI Steps Off the Screen: The Real-World Revolution

“The best way to predict the future is to invent it” – Alan Kay 1 When electricity first lit up a bulb, it dazzled the public. But that was just the beginning. Over time, it became the invisible force behind industry, transport, communication, and modern life itself. Today, Artificial Intelligence (AI) is at a similar […]

Quantum Leap – How Quantum Computers Are Rewriting the Rules of Tech

The growing demands of AI, data science, and global complexity are pushing classical computing to its limits. In response, quantum computing is emerging – a breakthrough as transformative as the telescope was to the naked eye when trying to map the universe. In this article we focus on the development of quantum computing and explore […]

U.S. Trumping the Tariffs

On April 2nd 2025, President Donald Trump declared “Liberation Day”, unveiling a comprehensive tariff strategy that would apply to more than 100 trade partners aimed at addressing perceived trade imbalances. The immediate aftermath saw significant turmoil in global financial markets. In this article, we delve into the rationale behind President Trump’s tariff strategy, examine its […]

Beyond the Factsheet: Inside the Engine Room of Your Investments

When you invest in a unit trust or model portfolio, it’s natural to focus on the fund’s name, past performance, or the reputation of the asset manager. But what actually powers your returns? The answer is simple: businesses. Think of your portfolio as a ship. The factsheet is the dashboard, the fund manager is the […]

Survival of the Fastest

Remember Netscape Navigator? The company was the dominant web browser and search engine in the 1990s, later displaced by Google, Microsoft, Apple, and Amazon as the kingpins of the internet age. At the height of Netscape’s success, Google was a one-year old startup, Microsoft was just releasing Windows 2000 – its latest operating system that […]

Sinking Funds Demystified

In the ever-evolving landscape of personal finance and wealth management, investors are faced with an increasingly wide array of choices. In South Africa, the investment universe has many options, from unit trusts and share portfolios to retirement annuities and tax-free investment accounts. Each type of investment comes with its own set of advantages and limitations, […]